Can you convert a life insurance policy to help pay for long-term care?

Many people aren't aware that some life insurance policies have a provision that allows you to convert the death benefit into a stream of payments for long-term care. This can be a valuable option, especially if you don't need the full death benefit or want to ensure you have funds available for your care needs.

It's important to note that not all life insurance policies offer this option, and there may be limitations or fees involved. It's best to check with your insurance provider to see if your policy qualifies and understand the details.